{"id":1220,"date":"2016-05-03T23:19:00","date_gmt":"2016-05-03T17:49:00","guid":{"rendered":"http:\/\/easybankingtips.com\/?p=1220"},"modified":"2023-08-11T11:08:44","modified_gmt":"2023-08-11T05:38:44","slug":"check-debit-card-balance","status":"publish","type":"post","link":"https:\/\/easybankingtips.com\/check-debit-card-balance\/","title":{"rendered":"How to Check Your Debit Card Balance\/Account Balance?"},"content":{"rendered":"
Having a debit card means having\u00a0your bank account handy.\u00a0Your debit card is a prepaid card which is linked to your savings\u00a0account. Every time you use it for cash withdrawal at ATMs or making payments online or through card swiping machine, the amount of transaction is deducted from the account it is linked to.\u00a0So\u00a0when we talk about debit card balance, it’s nothing but the balance available in your account. This article discusses some convenient\u00a0methods\u00a0to check your debit card balance and all of them are absolutely easy and simple.<\/p>\n
You can try any of the following ways to check your debit card balance.<\/p>\n
Internet banking is one of the most convenient ways to check your debit card balance online. If you\u2019re an internet banking user, simply log in to it. Select the bank account which is linked to your debit card and check the balance or transaction details. If you are not using the service you have to visit the branch and apply for it. Certain banks provide insta-kit at the time of account opening which include internet banking log in details for immediate use.<\/p>\n
Many public and private sector banks are extending their services through mobile applications. And it\u2019s really a practical solution to busy lives. Besides, with growing usages of internet and smartphones, these online platforms are getting much popular. If your bank has its mobile app, download it and use it for financial and non-financial transaction including balance checks. All you need is a smartphone with internet connectivity.<\/p>\n
Telephone banking is a facility offered by banks that helps their customers carry out a range of financial transaction over the telephone. And you don\u2019t even have to visit the branch or ATMs. You can access your bank account from the comfort of your house.<\/p>\n
You can use this service to check your debit card balance. All you need is keep some information handy such as \u00a0Telephone Identification Number (TIN), debit card details, Customer Identification Number etc. in order to authenticate your identity. Phone banking is usually handled by IVR (Interactive Voice Response) and phone banking executives, depending on the\u00a0nature of your transaction.<\/p>\n
The \u2018Missed call facility\u2019 for balance inquiry is apparently the most innovative step taken by banking authorities. All you have to do is a simple missed call to a specific number provided by individual banks. Within a minute or two, it responds your debit balance details through a text message. However, it only works with the registered mobile numbers. Unless your phone number is registered with the account, it will not provide any information.<\/p>\n
To register your mobile number you can visit the branch office or do it via own bank\u2019s ATM or SMS to a specific no. This is same as registering your phone number for \u2018SMS alert\u2019 service. Banks levy charges for this facility, usually on a quarterly basis.<\/p>\n
What is SBI Quick?<\/strong><\/p>\n If you are an SBI account holder, there is a much useful option for you.<\/p>\n